Ultra-Reliable Hardware
PAX A920Pro & Clover Flex terminals — industry-leading uptime, fast chip & PIN, and seamless contactless for every sale.
Lower card fees. Fast funding. Real support to grow.
Send us your card statement and let us beat your rate. Debit rates from 0.29%*, £0 upfront and next-day settlement. Plus funding, business credit cards, accountancy services and more, all in one place.
★ 4.9 acquirer rating FCA-approved partners 24/7 UK support
*0.29% applies to UK consumer debit cards for businesses with monthly card takings above £40,000. Credit, business and international card rates, and rates for lower takings, are quoted individually. T&Cs apply.
✓Payment approved£144.00 · Contactless
£1,438.26 arriving tomorrowNext-day settlement · no fees
Business cash advance · offer
£25,000
✓Enquiry
✓Decision in 24–48 hrs
£Funds to your bank
Repay as a % of card salesApply
Business funding up to £1mFor stock, equipment & expansion
Illustrative example. Subject to eligibility & lender approval.
Your card processing rate
Current provider (example)1.75%
With PayZudebit from 0.29%*
✓ Let us beat your rate
£0 upfront · zero hidden feesZero PCI fees · dedicated account manager
Accepted payments
Every payment method, all in one place
Including popular alternative payment methods
£0£0 upfrontNo setup costs on any terminal
Zero hidden feesClear rates, printed up front
Zero PCI feesWe cover PCI compliance
Next-day settlementStraight to your bank
24/7 UK supportReal people, any time
Dedicated account managerOne named contact
Built around your business
Take payments. Save on fees. Grow faster.
From the first tap of a card to funding your next location — PayZu connects you with the right partners at every step.
Next daysettlement to your bank
Card terminals
Take payments anywhere
Fast, reliable PAX & Clover Flex terminals — at the counter, at the table or on the go.
Let us beatyour current rate
Save on costs
Keep more of every sale
Transparent rates with no hidden monthly fees. Send us a statement and let us beat your current rate.
£5k – £1mbusiness funding
Funding & repayments
Fund your next move
Cash advances that you repay as you sell, and business loans for stock, equipment and expansion.
*T&Cs apply. Subject to eligibility and current rate comparison. All funding subject to status and lender approval once we've introduced you.
Why PayZu
Payments built around your bottom line
Four things that make PayZu terminals the smarter choice for UK merchants.
100% Transparent Rates
No hidden monthly fees. No surprise charges. Just clear, competitive processing rates printed up front.
Zero PCI & Settlement Fees
We cover PCI compliance and next-day settlement fees so your net revenue is exactly what you expect.
24/7 UK-Based Support
Real humans, always available. Our dedicated UK support team resolves terminal issues around the clock.
Money
Get paid the next day
Card takings land in your business bank account the next working day — with no settlement fees.
See every sale
Track takings and settlements from your terminal, phone or computer.
Funding
Funding when you need it
Cash advances from £10,000 and business funding up to £1m. Decisions in 24–48 hours.
Accept every payment
Chip & PIN, contactless, Apple Pay, Google Pay and all major cards.
Support
A dedicated account manager
One named contact who knows your business — plus 24/7 UK-based support.
Savings calculator
How much could you save?
Enter what you take and what you pay each month — see your estimated saving in 10 seconds. Free, and no obligation.
- Debit card rates from 0.29%* (T&Cs apply)
- £0 upfront · zero hidden fees · zero PCI fees
- Let us beat your current rate
Exclusive offer
Let us beat your current rate.
Send us your statement for a free, like-for-like comparison.*
Many businesses could save on their card fees — find out free in 2 minutes.
Debit card rates from 0.29%* — see your saving in 10 seconds →
*Comparisons are based on a like-for-like review of your current statement and is subject to eligibility. 0.29% applies to UK consumer debit cards for businesses with monthly card takings above £40,000. Credit, business and international card rates, and rates for lower takings, are quoted individually. T&Cs apply.
Take payments your way
In person, over the phone or by link
Choose the right card machine for your counter, tables or travels — and take remote payments with no machine at all.
In person
Portable
Take payments around your shop floor or at the table.
- Wi-Fi & Bluetooth
- Long-lasting battery
- Contactless, chip & PIN
Mobile
Take payments anywhere — markets, deliveries and call-outs.
- Built-in 4G SIM
- Automatic Wi-Fi fallback
- Prints receipts on the spot
Countertop
Fast, reliable payments right at your till.
- Integrates with many EPOS systems
- Fast receipt printing
- Simple to set up
Remote — no card machine needed
Pay by link
Send a secure payment link by text, email or WhatsApp — customers pay in seconds.
Over the phone
Take card payments over the phone for orders, deposits and bookings.
Virtual terminal
Key in card payments securely from any computer — no hardware required.
01 · Core
Card Terminals
PAX & Clover Flex terminals, next-day settlement and transparent rates.
Explore →
02 · Core
Business Cash Advance
£10,000 – £500,000 based on card sales. Repay only when you sell.
Explore →
03 · Core
Business Funding
£5,000 – £1,000,000 for stock, equipment, working capital and expansion.
Explore →
04 · Partner
Accountancy
MTD compliance, bookkeeping and growth planning with RS Accountancy.
Explore →
05 · Partner
Business Credit Card
Uncapped 1% cashback and up to 42 days interest-free with Capital on Tap.
Explore →
Coming soon
06 · Future
AI & Digital Solutions
Coming soon: AI receptionist, online food ordering, energy & broadband and more.
See what's coming →
Industries
Industries we work with
Whatever you sell, wherever you sell it — we'll match you with the right terminal and funding partner.
Cafés, restaurants, pubs & bars
Turn tables faster and never miss a sale at busy times.
- Portable terminals for pay-at-table
- Tips and split bills made easy
- Next-day settlement to keep cash flowing
- Cash advance for quiet seasons — repay as you sell
Shops, boutiques & convenience stores
Fast checkouts at the till and fewer queues.
- Countertop terminals that integrate with many EPOS systems
- All cards, Apple Pay & Google Pay
- Pay by link for phone and online orders
- Funding for stock and seasonal demand
Salons, barbers, nail & tattoo studios
Take deposits and payments without the hassle.
- Pay by link for booking deposits
- Portable terminals at every chair
- Zero hidden fees and zero PCI fees
- A dedicated account manager who knows your business
Tradespeople, car washes & mobile businesses
Get paid on the job — wherever the job is.
- Mobile 4G terminals that work anywhere
- Virtual terminal and payments over the phone
- Next-day settlement, no chasing invoices
- Business funding for vans, tools & equipment
And many more industries across the UK
Cafés & ShopsRestaurants
Barbershops
Pubs & BarsBoutiquesSalons
Gyms & FitnessConvenience
Car WashesDealershipsTattoo StudiosOpticiansVeterinaryAccountantsWholesalersNurseries
Chosen by businesses all over the UK
LondonManchesterBirminghamLeedsGlasgowLiverpoolBristolSheffieldEdinburghCardiffLeicesterNottingham
NewcastleBrightonSouthamptonCoventryBelfastReadingOxfordCambridgeKentRochesterCroydonLuton
Real reviews
What merchants say about our terminals
★ 4.9 on Trustpilot · Acquirer rating — reviews of DNA Payments, our acquiring partner
★★★★★
"The terminals are modern, transactions go through instantly, and next-day funding works as promised."
★★★★★
"We needed an additional card machine and I am grateful for a quick response and service… the whole process was seamless and fast."
★★★★★
"Super easy to set up the app, payment links etc. Very helpful and efficient!"
FCA-approved partnersRegulated activities
PCI compliantBank-level card security
ICO registeredUK GDPR compliant
Registered in England & WalesCompany no. 15939027
EPOS friendlyIntegrates with many systems
FAQ
Things people ask before they switch
Everything you need to know about setup, pricing and how PayZu works day to day.
Talk to our teamHow quickly will I receive my money?
Card takings are settled the next working day, straight into your business bank account — with no settlement fees.
How long does it take to get set up?
Most businesses are up and running within 24 hours. Your terminal arrives pre-configured — just switch it on and start selling.
Which payments can I accept?
All major cards including Visa, Mastercard and American Express, plus contactless, Apple Pay, Google Pay and Samsung Pay.
Are there any upfront or hidden fees?
No. There's £0 upfront, zero hidden fees and zero PCI fees. Your rates are shown clearly before you sign anything.
What rates can I get?
Rates are personalised to your business. Debit card rates start from 0.29% for businesses taking over £40,000 a month by card; other cards and lower volumes are quoted individually (T&Cs apply). Send us your current statement and let us beat your rate.
Can I take payments without a card machine?
Yes. You can take payments over the phone, send secure payment links by text, email or WhatsApp, or key in card payments using a virtual terminal on any computer.
Will you help with exit fees from my current provider?
In most instances we can help cover your exit fees when you switch — this depends on your circumstances and is subject to approval.
Does it work with my till or EPOS system?
Our terminals integrate with many EPOS systems. Tell us what you use and we'll confirm the best setup for your business.
Will I have someone to talk to?
Yes. Every business gets a dedicated account manager, plus 24/7 UK-based support.
How much funding can I access?
Business cash advances from £10,000 to £500,000 and business funding from £5,000 to £1,000,000 — subject to eligibility and lender approval.
Is PayZu a lender?
No. PayZu is a business-to-business introducer, not a credit broker or a lender. We introduce you to a panel of FCA-approved partners and do not charge fees to applicants.
Why UK businesses choose PayZu.
Switching made simple. We handle the details — no weeks of waiting, no upfront costs, and FCA-approved partners only.
- 1
Send us your statement
Share a recent card statement or fill in the form — it takes less than 2 minutes.
- 2
Let us beat your rate & handle the switch
Your account manager sorts everything. In most cases we can help cover your exit fees too (subject to approval).
- 3
Start taking payments
Your terminal arrives ready to go — most businesses are up and running within 24 hours.
Get my free comparison
Up and running in 24 hours · £0 upfront · Zero hidden fees
Get started today
Get your free rate comparison — zero obligation.
No hidden fees. No upfront costs. Just lower card fees, with your terminal set up and supported by our UK team.
- No upfront fees
- Next-day settlement
- 24/7 UK support
- FCA-regulated partners